Frequently Asked Questions About Income Compensation Insurance in Thailand
What happens if I change jobs in Thailand?
If your insurance is provided by your employer, you'll need new coverage with your new job. If you have personal coverage, it remains valid unless your new job falls under high-risk occupations excluded by your policy.
Are part-time or temporary workers covered in Thailand?
In most cases, yes. If you have personal coverage, your work status doesn't affect your insurance.
Does the insurance cover work-from-home injuries in Thailand?
This can be a grey area. Generally, if the injury is directly related to performing your work duties, it may be covered. Each case is evaluated individually.
What's the difference between Income Compensation Insurance and Health Insurance in Thailand?
Income Compensation Insurance specifically covers work-related injuries and illnesses and provides wage replacement. Health Insurance covers general health issues and typically doesn't provide income replacement.
How long does income compensation coverage typically last in Thailand?
Coverage duration can vary, but many policies offer benefits for up to 350 consecutive days for illness or injury.
Is Income Compensation Insurance mandatory for all businesses in Thailand?
While not mandatory for all businesses, it's highly recommended and may be required depending on your industry and number of employees. Always check current Thai labor laws for specific requirements.
At CheckDi, we're here to help you find the best income compensation insurance in Thailand for your needs. Don't hesitate to reach out if you have any more questions about protecting your financial wellbeing!
